Why Camp Hill, Pennsylvania, Stands Out as the Top Choice for Retirement

In a world where finding the perfect small town for retirement can feel like searching for a needle in a haystack, Camp Hill, nestled in Pennsylvania’s Cumberland County, shines as a haven of tranquility for retirees.

With its affordable cost of living, low crime rates, and abundance of amenities catering to a fulfilling lifestyle, Camp Hill emerges as the ultimate destination for retirement bliss in the United States.

Delving into Camp Hill’s Retirement Appeal

A recent study by GoBankingRates.com meticulously assessed small towns with populations ranging from 1,000 to 10,000, singling out Camp Hill as the quintessential retirement destination.

Beyond simple demographics like household count and median income, researchers scrutinized crucial factors such as average rental costs, overall living expenses, and safety measures to gauge the livability of each town.

The Epitome of Livability: Camp Hill’s Dominance

Out of the 44 small towns analyzed in the report, Camp Hill rose to the top, securing the highest livability rating and an unmatched overall score. Following closely behind were Northville, Michigan, and Fort Mitchell, Kentucky, claiming second and third place, respectively.

Although Freeport, Maine, made it into the top four, its commendable livability features were counterbalanced by relatively higher living expenses and a slightly elevated crime rate.

Unveiling the Charm of Camp Hill for Retirees

Nestled within a community of approximately 8,000 residents and 3,200 households with a median income of $105,000, Camp Hill beckons retirees with its affordability. The average monthly living costs, covering rent and additional expenses, hover around $3,360, starkly different from the staggering $8,000 monthly living expenses in Kensington, California, a town boasting a population of 5,300.

Discovering Camp Hill’s Allure Beyond Retirement

Situated a mere two miles from Harrisburg, the state capital, Camp Hill boasts a lively commercial scene dominated by locally-owned businesses, with a significant majority led by female entrepreneurs.

The community takes pride in its acclaimed Cleve J. Fredricksen Library and hosts a bustling weekday farmer’s market from May through October, providing residents with a blend of cultural enrichment and commercial activity.

Navigating the Realities of Retirement

While Camp Hill entices retirees with its idyllic charm, the reality of retirement remains out of reach for many Americans. Financial insecurity looms large, with a staggering 27% of individuals aged 59 or older lacking retirement savings, as revealed by a survey conducted by Credit Karma.

Additionally, labor economist Theresa Ghilarducci underscores the uncertainty of retirement, with only 10% of Americans aged 62 to 70 enjoying both retirement and financial stability, emphasizing the importance of informed financial planning and prudent decision-making.


As retirees nationwide seek the perfect blend of affordability, livability, and community vibrancy, Camp Hill emerges as a frontrunner, offering a serene escape from the hustle and bustle of urban life.

With its reasonable living expenses, secure environment, and diverse array of amenities, Camp Hill invites retirees to embark on a fulfilling and enriching chapter of life within its welcoming embrace.

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